1300 992 007

DirectMoney
Personal Loan Fund *

PDS and Application Form

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* The Responsible Entity for the Fund is One Managed Investment Funds Limited (ABN 47 117 400 987) (AFSL 297 042). The Responsible Entity is the issuer of the Fund's Product Disclosure Statement.

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*Unaudited performance – Net returns are calculated using the current net asset value (NAV), being gross assets less liabilities (including fees, costs and the provision of distributions payable), plus the monthly provision for distribution as a percentage of the prior month ex-NAV and assumes reinvestment of income. Fund asset values have been calculated using unaudited data for the month being reported. Past performance is not a reliable indicator of future performance. Prospective investors should obtain and read a copy of the product disclosure statement (PDS) for the Fund before deciding whether to invest in the Fund. The total net fund returns shown are prepared on the net asset value unit price (i.e. after taking account of ongoing fees and expenses). They do not take your personal taxation into account. Inception 13 May 2015.

# The Fund seeks to deliver a consistent return of approximately 5.0% to 5.5% over the RBA cash rate, throughout a suggested investment term of 3 to 5 years. This investment return objective is based on the historical premium over the RBA cash rate which has applied to unsecured personal loans. Note this investment return objective is not a forecast. It is merely an indication of what the Fund aims to achieve on the assumption that credit and debt markets remain relatively stable throughout the suggested investment term.

One Managed Investment Funds Limited (ABN 47 117 400 987) (AFSL 297042) is the responsibility entity of the DirectMoney Personal Loan Fund ARSN 602 325 628 (AFSL 297042). The information contained in this document was not prepared by the RE but was prepared by other parties. While RE has no reason to believe that the information is inaccurate, the truth or accuracy of the information contained therein cannot be warranted or guaranteed. This document should be regarded as general information and not financial advice. Any-one reading this document must obtain and rely upon their own independent advice and inquiries, RE and Investment Manager do not guarantee the performance of the Fund or the repayment of any investor’s capital. Investors should consider the PDS before making any decision regarding the Fund. The PDS contains important information about investing in the Fund and it is important investors obtain and read a copy of the PDS before making a decision about whether to acquire, continue to hold or dispose of units in the Fund.