# The rate offered to consumers is based on DirectMoney's credit assessment.
The results from this calculator are for purposes of illustration only and do not constitute an offer of credit.
All applications for credit are subject to DirectMoney's normal credit approval criteria.
Comparison rate(s) based on $10,000 unsecured loan, fixed over 3 years, with monthly repayments.
Comparison rate(s) based on $30,000 unsecured loan, fixed over 5 years, with monthly repayments.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.