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About DirectMoney

DirectMoney is a pioneer in the rapidly growing marketplace lending industry. It brings together borrowers and lenders through web-based technology to offer more attractive lending interest rates than the big four and to deliver Australians more financial choice.

Our mission is to connect investors with borrowers offering attractive returns for investors and great rates for our borrowers. We provide a simple and fast online loan application process. We take the hassle out of applying for a personal loan and provide a new option for Australian borrowers.

The Fund seeks to deliver a consistent return of approximately 5.0% to 5.5% over the RBA cash rate, throughout a minimum suggested investment term of 3 to 5 years. This investment return objective is based on the historical premium over the RBA cash rate which has applied to unsecured personal loans. Note this investment return objective is not a forecast. It is merely an indication of what the Fund aims to achieve on the assumption that credit and debt markets remain relatively stable throughout the minimum suggested investment term. The Fund may not be successful in meeting this objective. Returns are not guaranteed. The DirectMoney Personal Loan Fund is a registered managed investment scheme. The Responsible Entity for the Fund is One Managed Investment Funds Limited (ABN 47 117 400 987) (AFSL 297 042). The Responsible Entity is the issuer of the Fund's Product Disclosure Statement(PDS).

» Click here to request the PDS and Application Form.

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&: Excludes any additional fees that may apply.

#: The rate offered to consumers is based on DirectMoney's credit assessment. More Information

The results from loan calculator are for purposes of illustration only and do not constitute an offer of credit. All applications for credit are subject to DirectMoney's normal credit approval criteria.

1: This rate applies only to borrowers with excellent credit histories. DirectMoney will also offer loans at higher rates to applicants with good histories, but do not meet the requirements for our lowest rates. Click here to view our full rates table.

2: Comparison rate(s) based on $10,000 unsecured loan, fixed over 3 years, with monthly repayments.

3: Comparison rate(s) based on $30,000 unsecured loan, fixed over 5 years, with monthly repayments.

* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan