How To Borrow

Getting a Personal Credit Account is Easy
  1. Check your eligibility then complete the online application – it should take about 10 minutes to setup your Personal Credit Account.
  2. Request a cash advance – we'll ask you for a few more details, then you're on your way.
  3. DirectMoney will contact you by phone to verify your identity and application details.
  4. We send the money to your nominated account subject to you meeting our credit and identification criteria.


We not currently accepting loan applications.



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DirectMoney is a member of Mortgage and Finance Association of Australia and Credit Ombudsman Service.