Personal Credit Account Features

Do the things that are most important to you with a DirectMoney Personal Credit Account. Whether for a holiday, home renovations, a new car or even a wedding, a DirectMoney Personal Credit Account can give you the flexibility you want.

Compare our features and fees with the competition. Please note full details, terms & conditions will be provided in the formal Personal Loan Contract provided.

Purpose Any worthwhile personal (non-business) purpose including:
  • Buying a car
  • Debt consolidation
  • Home furnishings / renovations
  • Travel
  • Wedding
  • Other
Settlement Fee $125
Cash Advance Amount $2,500 - $100,000
Term Up to 5 years
Interest Rate - Fixed From 13.24%p.a.*
Security Required No
Application Process Apply in 10 minutes and get a pre-approval in 60 seconds#
Repayment Method Direct debit
Repayment Method Monthly direct debit
Early Repayment Fee Nil
Account Administration Fee Nil
Full Redraw Yes
Late Payment Fee $25


We not currently accepting loan applications.



Disclaimers

* May vary with your personal circumstances. Please check comparison rates table.

# Final approval may depend on you meeting our identification and credit criteria.
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