About Borrowing

Getting A Personal Credit Account

Ever been in the situation where you want something now but don't have the cash to pay for it immediately?

Do the things that are most important to you with a DirectMoney Personal Credit Account. Whether for a holiday, home renovations, a new car or even a wedding, a Personal Credit Account from DirectMoney can give you the flexibility you want.

With a Personal Credit Account from DirectMoney, you enjoy:

• Great rates – so you don't pay more than you have to. Cash advance rates are up to 1.5%p.a. - 3.5%p.a.* cheaper than the banks depending on your credit score.
• Fixed minimum monthly repayments – the interest rate doesn’t change so you always know exactly what your minimum monthly repayments will be.
• Flexible repayment terms – you can clear your balance at any time without any early repayment fees.
• Flexible monthly repayments – choose a loan term of up to 5 yrs to find the minimum monthly repayment that suits you best. Remember, your minimum monthly repayment is locked in and will never change.
• Easy application, fast approval – applying for a Personal Credit Account from DirectMoney is quick and easy. It only takes about 10 minutes to apply and you could receive a cash advance the same day^#.
• No ongoing account keeping fees
• No loan security required

We not currently accepting loan applications.